Personal Credit Cards

Personal Credit Cards

All GCB Credit Cards, both Personal and Business, offer the following benefits:

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available here 
  
• Rental car collision damage waiver protection and a host of MasterCard benefits.
• Competitive ongoing APR.¹
  
• 25-day interest-free grace period on all purchases. No grace period on cash advances.¹ 

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

• Low introductory rate for the first six months.¹
  
• For full details and fees, view the Personal Credit Card application here.
  

Personal Low Rate Credit Card

• No annual fee.¹
  
• Lower interest rate.
  
• Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.¹

Personal World or Preferred Points Credit Card

• No annual fee.¹
  
• Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. To view or redeem points, click here, or call 866-678-5191.
  
• Individual billing option only.

Apply Now 

• Apply online here.
• Or, download the PDF application here. You may type in your information and then print the application, or print it and then complete it using a blue or black pen. To submit your application:
  • Drop off at your nearest Gulf Coast Bank location, or
  • Mail to: Gulf Coast Bank, Attn: Credit Cards, P.O. Box 490, Abbeville, LA 70511

¹Please see application for information about current APRs and fees.

Lost or Stolen Credit Card?