Personal Checking
Gulf Coast Bank is a Community Bank that cares. How can we help you achieve your financial goals?
All Gulf Coast Bank checking accounts come with the following benefits:
- Free Online Banking with iPay Bill Pay*
- Free Mobile App with RDA Check Deposit*
- Free eStatements*
- Free iTalk 24/7 Telephone Banking
- Free Direct Deposit
- Free Debit Card*
*With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable. With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
Interested in Overdraft Privilege? Click here to learn more
Personal Relationship Checking
The checking account that has everything you need.
- $12 Monthly Service Charge Fee, which can be Waived or Decreased by meeting certain criteria (click LEARN MORE for full details)
- Personalized service to meet your unique goals
- Unlimited Monthly Transactions
Personal Rewards Checking
The checking account with special discounts and added benefits.
- $15 Monthly Service Charge Fee, which can be Waived by meeting certain criteria (click LEARN MORE for full details)
- Personalized service to meet your unique goals
- Unlimited Monthly Transactions
- Special Discounts and benefits
Personal Military Rewards Checking
The checking account for Military, with special discounts and added benefits.
- No Monthly Service Charge Fee for Active Duty, Retired Veterans, or Honorable Discharged Veterans (must be Primary Account Holder).
- Personalized service
- Unlimited Monthly Transactions
- Special discounts and benefits!
Personal Money Market
Interest Bearing Account
- Minimum deposit to open: $5,000
- If balance falls below $5,000, no interest will be earned on those days
- 3 free withdrawals per month. A $9.50 fee will be assessed for each transaction over 3 withdrawals.
NOW Account
Interest Bearing Account
- Minimum deposit to open: $1,500
- If balance falls below the required minimum balance of $1,500, interest will be forfeited for that month and a $10 service charge will be incurred
- 15 free debits per month (15 cents per withdrawal after 15)
Relationship Checking
• Waived Monthly Service Charge Fee if:
- Age 55+1
- Student2, or
- Total GCB Deposit Balance is $5,000+3
• Decrease Your Monthly Service Charge Fee:4
- Perform 15 Debit Card Transactions (-$3)
- Enroll in eStatements (-$3)
- Receive 1 Direct Deposit (-$3), and/or
- Pay 1 Bill in iPay (-$3)
• Free Debit Card5
• Free Netteller Online Banking with iPay Bill Pay6
• Free Mobile App with RDA Check Deposit6
• Minimum Deposit to Open Account: $50
We are here to help you find the account that fits your needs. Contact us today!
1 Waived fee requirements for the Monthly Service Charge Fee must be met by the Primary Account Holder.
2 Student waiver lasts 5 years from account opening or conversion date. Also applies to Graduation Promotion accounts.
3 The Primary Account Holder must maintain the total deposit relationship balance daily to avoid the Monthly Service Charge Fee.
4 Decrease your Monthly Service Charge Fee by up to $12 each monthly statement cycle by meeting one or more Decreased Fee requirements.
5 With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
6 With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable.
Rewards Checking
• Waived Monthly Service Charge Fee if:1
- Total GCB Deposit Balance is $25,000+2
• Free Money Orders
• Free Official Checks
• Discount on Safe Deposit Box Annual Fee3
• Waived GCB Fee on any ATM4
• Free Debit Card5
• Free Netteller Online Banking with iPay Bill Pay6
• Free Mobile App with RDA Check Deposit6
• Minimum Deposit to Open Account: $50
We are here to help you find the account that fits your needs. Contact us today!
1 Waived fee requirements for the Monthly Service Charge Fee must be met by the Primary Account Holder.
2 The Primary Account Holder must maintain the total deposit relationship balance daily to avoid the Monthly Service Charge Fee.
3 Receive a discount of $10 off your Safe Deposit Box Annual Fee.
4 Use any Non-Gulf Coast Bank ATM without being assessed the Gulf Coast Bank ATM Transaction Fee of $1.50. Foreign ATM Fees will not be waived. See Rate and Fee Schedule for Full Details.
5 With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
6 With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable.
Military Rewards Checking
• No Monthly Service Charge Fee for Active Duty, Retired Veterans, or Honorable Discharged Veterans.1
• Free Money Orders
• Free Official Checks
• Discount on Safe Deposit Box Annual Fee2
• Waived GCB Fee on any ATM3
• Free Debit Card4
• Free Netteller Online Banking with iPay Bill Pay5
• Free Mobile App with RDA Check Deposit5
• Minimum Deposit to Open Account: $50
We are here to help you find the account that fits your needs. Contact us today!
1 Waived fee requirements for the Monthly Service Charge Fee must be met by the Primary Account Holder.
2 Receive a discount of $10 off your Safe Deposit Box Annual Fee.
3 Use any Non-Gulf Coast Bank ATM without being assessed the Gulf Coast Bank ATM Transaction Fee of $1.50. Foreign ATM Fees will not be waived. See Rate and Fee Schedule for Full Details.
4 With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
5 With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable.
Personal Money Market Checking Account
Contact the Bank for current interest rates.
NOW Account
Check with the Bank for current interest rates.
For-profit organizations such as corporations and partnerships are ineligible for NOW Accounts.
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