Business Checking Accounts
Business Banking
Gulf Coast Bank is a community bank sensitive to how small business is conducted in Acadiana. We have a simple question for you. How can we help you get where you’re going? Give us a call and talk to one of our community bankers – someone you may even know personally. And, most importantly, we probably already know something about your business and its needs because as a locally-owned community bank, that’s what we focus on.
We’ve built our reputation by serving small and medium sized businesses. Gulf Coast Bank is a certified and preferred SBA lender. That means we can make loan decisions at the local level. After all, who knows the community better than your Gulf Coast banker?
Gulf Coast Bank offers the latest in Internet banking resources – it’s banking your way, practically anywhere, anytime.
Got a growing problem? No problem. Call us and one of our community bankers will come to you, ready and willing to help.
Commercial Checking Accounts
All Gulf Coast Bank commercial checking accounts come with the following benefits:
- Free Cash Management Online Banking with iPay Bill Pay*
- Free Mobile App*
- Free eStatements*
- Free iTalk 24/7 Telephone Banking
- Free Debit Card*
*With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable. With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
Commercial Checking
The checking account that has everything you need.
• $10 Monthly Service Charge Fee, can be Waived by meeting criteria below
• Waived Monthly Service Charge Fee if:
- Organization is a Nonprofit. 501(c)3 Form is required.
• Discounted Monthly Service Charge Fee of $5 if:
- Organization is an Informal Nonprofit.
• Personalized service to meet your unique goals
• Unlimited Monthly Transactions
• Free Financial Review with a Business Development Officer
• Free Debit Card6
• Free Cash Management Online Banking7
• Free Mobile App7
• Free iPay Online Bill Pay7
• Free eStatements7
• Free iTalk 24/7 Telephone Banking
• Minimum Deposit to Open Account: $50
Commercial Relationship Checking
The account that rewards you for bundling Gulf Coast Bank services, and helps you run your business smoothly.
• $15 Monthly Service Charge Fee, can be Decreased, or Eliminated, by meeting criteria below2
- Perform 15 Debit Card Transactions (-$5),
- Enroll in eStatements (-$5),
- Pay 1 Bill in iPay (-$5),
- Activate ACH Origination3 (-$5),
- Merchant Services3 (-$5),
- Remote Deposit Capture3 (-$5), and/or
- Positive Pay3 (-$5).
• Personalized service to meet your unique goals
• Unlimited Monthly Transactions
• Free Financial Review with a Business Development Officer
• Free Debit Card6
• Free Cash Management Online Banking7
• Free Mobile App7
• Free iPay Online Bill Pay7
• Free eStatements7
• Free iTalk 24/7 Telephone Banking
• Minimum Deposit to Open Account: $50
Commercial Rewards Checking
The business checking account that has special discounts and added benefits.
• $25 Monthly Service Charge Fee, can be Waived by meeting criteria below
• Waived Monthly Service Charge Fee if:
- Total GCB Deposit Balance is $25,000+1
• Personalized service to meet your unique goals
• Unlimited Monthly Transactions
• Free Financial Review with a Business Development Officer
Added Benefits:
• Free Money Orders
• Free Official Checks
• Discount on Safe Deposit Box Annual Fee4
• Waived GCB Fee on any ATM5
• Free Money Orders
• Free Official Checks
• Discount on Safe Deposit Box Annual Fee4
• Waived GCB Fee on any ATM5
• Free Debit Card6
• Free Cash Management Online Banking7
• Free Mobile App7
• Free iPay Online Bill Pay7
• Free eStatements7
• Free iTalk 24/7 Telephone Banking
• Minimum Deposit to Open Account: $50
1 The Business must maintain the total deposit relationship balance daily to avoid the Monthly Service Charge Fee.
2 Decrease your Monthly Service Charge Fee by up to $15 each monthly statement cycle by meeting one or more Decreased Fee requirements.
3 Additional fees may apply for these services.
4 Receive a discount of $10 off your Safe Deposit Box Annual Fee.
5 Use any Non-Gulf Coast Bank ATM without being assessed the Gulf Coast Bank ATM Transaction Fee of $1.50. Foreign ATM Fees will not be waived. See Rate and Fee Schedule for Full Details.
6 With Debit Cards, overdraft and returned item fees may apply. Please see disclosure for full details.
7 With online banking and bill pay, mobile banking, mobile/online alerts and other similar services, message, data, and/or internet service provider rates may apply, as applicable.
Commercial Money Market Account
- Minimum opening deposit: $10,000.
- If balance falls below $10,000, no interest will be earned for those days.
- Three withdrawals per month can be made in the Commercial Money Market Checking Accounts without charge. A $20 fee will be assessed for each transaction over three withdrawals.
Interested in Overdraft Privilege?
Certificate of Deposit Account Registry Service (CDARS)
Gulf Coast Bank offers a product that enables customers to deposit an excess of $250,000 and still receive full FDIC coverage.
